Insurance and Costs for Online Psychiatric Care
Coverage differs by state, employer plan, network, deductible, and benefit design. SimplyCalm’s short booking guide narrows the options and sends you to the appropriate secure scheduling route.
Takes about 20 seconds. Coverage and cost still must be verified.
A simpler path
Start With the State Where You Will Attend
You must be physically located in an eligible state during every telehealth appointment. After you choose that state, the booking guide displays the available insurance, secure-contact, and private-pay paths.
Choose your state
Select where you will be physically located—not merely your home address.
Choose coverage or private pay
Pick the option that most closely matches your plan or payment preference.
Verify before care
Confirm network status, eligibility, copay, deductible, and estimated responsibility through the secure platform or your insurer.
Currently displayed pathways
Insurance and Payment Options Vary by State
The booking guide may display Alma options associated with Aetna, Cigna, UnitedHealthcare/Optum, and private pay; Headway options associated with displayed regional plans; and a separate secure Utah pathway for Select Health commercial, Select Health Medicaid/Community Care, and Utah Medicaid inquiries. Availability depends on the patient’s state and exact plan.
Medicare is not accepted. Never assume that a carrier name alone confirms in-network coverage.
What affects your cost
Why Two Patients With the Same Carrier May Pay Differently
Network and plan
A carrier offers many products. Network participation may differ by state, employer, marketplace, Medicaid, or other plan type.
Deductible and copay
Your benefits determine whether a deductible applies and whether you owe a copay, coinsurance, or another amount.
Eligibility and authorization
Active coverage, referral rules, prior authorization, and telehealth benefits may affect scheduling or responsibility.
Common questions